To all those families who have been affected by the storm, our hearts go out to you, and we are truly sorry for your loss. We hope that we can help make this process easier for you. Art Directives will work with you and your insurance agent to insure that you are able to recoup the highest amount entitled to you in your policy.
Hurricane Sandy has brought mass destruction to the tri-state area, particularly, along the New Jersey shoreline and Pennsylvania’s Western suburbs. Thousands of homes have incurred damage from record flooding, fallen trees and fire.
Protect Your Assets:
If your home was damaged in the storm, you are now faced with the challenge of assessing the damage and value of your assets to be replaced or repaired with your insurance deductible.
It is crucial, now more than ever, to have an itemized list of your personal property that has been damaged or lost in the storm. Art Directives can provide you with appraisal services to help insure that you receive the maximum benefits from your insurance provider.
Retail Replacement Value:
The highest amount required to replace one object with another of similar quality, origin, age, appearance, provenance, and condition within a reasonable length of time in the most appropriate market.
Diminution in Value Appraisals are required by insurance carriers when there is partial or total or loss to an insured object.
Without a third party appraisal for insurance purposes, it is impossible to recoup the full retail replacement value of your property as stated in your homeowner’s policy.
Types of Objects Requiring Insurance Appraisal:
• Fine art: paintings, sculpture, photographs, works on paper, prints, digital media
• Decorative arts: furniture, ceramics, glass, silver, antiques
• Household contents
• Books and manuscripts
• Collectables and memorabilia
• Gems and jewelry
• Historical documents
We Can Help: Call us today at (484) 684-6958 and schedule an appointment with Art Directives. We will come out to inspect property, create an inventory list with digital photography, and include retail replacement values for each item. We can also create an inventory for items not damaged in the storm to better protect your assets for the future.